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Thursday, September 6, 2007
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   Thursday, September 6, 2007

Tips for a great pizza fundraiser
Having a pizza card fundraiser will be a strong boost to the activity of your club, group of organization. It will get you the money you need to supply all the things it needs, and the time invested in it pays off penny by penny.
Small groups of any sort in need of fast cash will definitely find their solution in a pizza fundraiser. Two things are essential. One is employing a firm that supplies you with the best quality cards in a short while. Once you have this, you are halfway there. Next, a well-informed approach to the evolution of the whole card selling part within a pizza fundraiser will definitely get you the money you need.
Here are a few simple ways of handling the pizza card fundraiser so that it will be a success. First, you have to make it attractive for the people passing by, i.e. people who could find your idea worthy of attention. Door-to-door selling is a complete waste of time. The best idea is to set up a stand that includes all the attractive info about the pizza fundraiser, so that you should catch the people’s attention in no time.
A generous colorful print of the pizza is a great idea; in addition, consider the youngsters. Have a small bowl of candy at all times so they can grab one while their parents are talking to you. Moreover, do not forget to name your organization or group and the reason why you are having a pizza card fundraiser in the first place.
Here is a detail that should never be out of sight when holding a pizza fundraiser: a friendly, outgoing attitude towards the people on the street is a great way to progress. It is just another important part of your pizza card fundraiser. Always answer what they ask about the pizzas, and approach them yourself, with a confident routine, smiling. Also, keep an eye out for people or groups that are more likely to be interested in a free pizza as well as your pizza fundraiser than others are.
A family with kids is an example. In addition, once you have the attention of a small number of people, even more will follow naturally, thus increasing the number of cards you sell and helping your cause. Everything will start shaping up if you put the cause or purpose of your group up where everyone can see it, together with the attraction (the free pizza), so that the passers by will cooperate successfully.
Another fact of a pizza card fundraiser is making the best of the benefits of the card. Indeed, it is a very attractive purchase. Nevertheless, will everyone on the street be perfectly aware of that? When somebody is indeed interested in the free pizza, remember to make all the benefits extremely clear.
Point out how it is very favorable financially speaking, since they practically save up a great amount of money – people will respond well to this. They will respond just as well when involved in a pizza fundraiser if you make them feel like you are involving them in the process directly. This convinces that it is viable and full of advantages for them as well as for the group you support. For example, you can bring out the amazing luck of not having to cook for a whole evening. It is simple, it is efficient and it gets you the money you need.
With a good pizza fundraiser company backing you up and a few advantages, you will be on your way to offering your group that little something that is always necessary – and even more than that. Everyone has to benefit from a pizza card fundraiser.


Contactless Payments Merchant Accounts
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Contactless Payments Merchant Accounts
Consumers don’t like carrying cash but are wary of
handing over a credit card because of the risk of
credit card fraud.
But what’s the alternative?
Contactless payments.
The next generation of electronic payment, contactless payments don’t require the customer to hand over their
card. The whole transaction is completed electronically,
and their card never leaves their hand. It’s faster, easier
and much more secure.
But what about the merchant? Should cash-heavy
merchants rush into setting up a contactless payments merchant account? The answer is a resounding yes! Contactless payments merchant accounts deliver even greater benefits to merchants than it does to consumers. Read on to find out how.
What is Contactless Payment?
Contactless payments merchant accounts are the third generation of electronic payments. (The first generation
was the old plastic credit card, and the second was the magnetic stripe card.) Merchants with contactless
payments merchant accounts enable customers to use
their credit cards for purchases without ever handing their
card over. Contactless payments merchant account transactions use one of the following methods:
• Contactless readers;
• Retailer cards/fobs;
• NFC (near field communication) enabled cell phone payment software; or
• Back end processing/over the air payment software.
Customers love it!
Research shows that 86% of consumers want to carry
less cash, and most carry less than $20. (Survey was
conducted in 2005 by lpsos and commissioned by MasterCard). They’re growing more comfortable using
credit, but they’re still quite worried about security
issues when handing over their card. In fact, 91% of
likely users would feel more secure if they were allowed
to hold their payment card through their entire payment process.
And then there’s ease of use, speed and convenience. Nationwide, almost 75% of respondents refuse to wait in
line longer than five minutes for a purchase of less than
$25, and more than 25% refuse to wait longer than just
two minutes.
So how does contactless payment compare in terms of speed? Very well, in fact… It takes only 1/3 to ½ of the
time of the average cash or traditional credit card
transaction:
• CVS Pharmacy Average Cash Transaction = 33.7 seconds
• Average Card Transaction (w/o Signature = 26.7 seconds
• Average RF Transaction = 12.5 seconds
So contactless payments increase customers’ sense of security and decrease hated wait-times. It’s no surprise,
then, that customers love it!
And the growth rate of contactless payments merchant accounts shows it. According to Brian Triplett, senior vice president for emerging product development-Visa USA,
“The adoption rate is the fastest we’ve seen for any new technology. I do expect we will continue to see significant growth; whether it’s double or triple we’ll have to wait and see.”
What are the Benefits for Merchants?
The most obvious benefit for merchants in having
contactless payments merchant accounts is that
consumers love it, so they’ll use it more often and spend more.
But the benefits don’t end there. Contactless payments merchant accounts also:
• Leverage ‘Top of Wallet’ convenience - Like traditional credit cards (and unlike cash), the customer’s card is always in their wallet, which means they’re more likely to spend, simply because they can.
• Deliver increased merchant differentiation - Particularly in the early days of adoption, merchants with contactless payments merchant accounts will ‘stand out from the crowd.’ They’ll offer consumers a new and exciting way to pay for goods and services.
• Are cheaper to operate - Transactions clear as a card-present, magnetic stripe-read transaction, but card readers are a fraction of the cost of a new POS terminal.
• Increase efficiency - Businesses with contactless payments merchant accounts enjoy much more rapid check-out times during peak hours.
• Are easy to install and upgrade - The hardware for contactless payments merchant accounts is all plug-n-play.
• Increase customer loyalty - Studies show that customers return to the participating merchant’s location on an average of two times a month.
• Leverage a general consumer movement away from cash (20%) - Even customers who don’t specifically love contactless payment probably DO specifically dislike cash. By offering them an alternative, businesses increase the likelihood of a sale.
Put simply, businesses with contactless payments merchant accounts enjoy increased transaction volume (average 45%) and increased ticket size (average 20%).
What Merchants Benefit Most from Contactless Payments Merchant Accounts?
Contactless payments merchant accounts are ideal
for cash-heavy merchants. Target industries include:
• QSR
• Petroleum & C-store
• Book Stores
• Dry Cleaners
• Video Rental
• Pharmacy
• Grocery
• Parking
• Movie Theaters
• Stadiums & Arenas
• Theme Parks
• Events
• Cafeterias (Schools & Corporate)
• Taxis
• Transit
• Vending
• News Stands
• Parking Garages
Conclusion – The Future of
Contactless Payments Merchant Accounts?
Contactless payment offers significant bottom-line
benefits to merchants. It’s the next generation payment system that’s faster, easier, more secure and more convenient for consumers, which means it facilitates
more sales (greater volume transaction) of greater value
(ticket lift) for merchants. It’s a win-win situation!
= = = = = = = = = = = = = =Article End= = = = = = = = = = = = = =
You are welcome to publish this article free of charge provided:
• You include the byline
• Byline includes functioning links to:
http://www.cashflownow.org/contactlesspaymentsmerchantaccount.htm,
http://www.lowcost-totalmerchantservices.com/
• You don’t change the article in any way
• You provide a courtesy copy once published
• You are not allowed to use this article in UCE (Unsolicited
Commercial Email) or SPAM. This article MUST be distributed in
an opt-in email list only.
In doing so you agree to indemnify C. J. & Tuck Consulting, LLC and its directors, officers, employees and agents from and against all losses, claims, damages and liabilities which arise out of its use
• Article Title: Contactless Payments Merchant Accounts Author: Pat A. McDavitt
Word Count: 1021
C. J. & Tuck Consulting, LLC owns and operates
http://www.cashflownow.org. We specialize in Electronic Payment Processing Services and offer low cost
Contactless Payments Merchant Accounts.
For more information, contact:
Pat A. McDavitt,
Sole Manager of C. J. & Tuck Consulting, LLC
Telephone: (512) 837-1358
Fax: (512) 837-0345


What's Your Passion? Entrepreneurs Must Do What They Love
Fellow entrepreneur author Steven K. Gold, in his book, Entrepreneur’s Notebook: Practical advice for starting a new business venture, says that his father told him the worst mistake anyone can make in business is to be in the wrong business. I couldn’t agree more. You’ve probably had a job that, while paying well, wasn’t a good fit for you. It probably didn’t last long.
For me, it was sales. I hate sales. My first job out of college was as an Account Manager for a medical clinic. I dreaded cold call days, where I would walk in a business and automatically get the closed face before I said a word. But it was my first job, and it paid well. Thank God I didn’t get paid commission! Ultimately, my foray into sales didn’t last long. I was miserable, and no amount of money could make me deny that.
In your own small business endeavors, your standards should be much higher. Do what you love. That may or may not be what you know. But if you get into a business just because you can “turn a quick buck,” you may end up hating your work. And as a business owner, it’s a lot harder to walk away from the job.
The exciting thing about being an entrepreneur is that it affords you the opportunity to do what you’re passionate about. Maybe you’ve worked as an accountant for 15 years because you were good at numbers, but what you really love is taking care of dogs. Don’t be afraid to start a grooming business! At least you know your accounting will always be flawless.
Don’t know a lot about what you love (at least in the sense of starting a business in the field)? Do research. No business has a chance of survival without research. If you don’t know how to do something, learn! I always tell people that I never say “no” to potential work. If I don’t know how to do it, I wing it with lots of research! I always learn from it and improve upon it for next time!
Life is too short to have a career that you hate. Don’t be afraid to delve into something new if it makes you happy.